Much more than just your car. Auto insurance provides property, liability and medical coverage. Let’s review together the many options available for your car, for you, and for any other people who may be injured in an accident. We will make sure that no possible discounts are overlooked, including safe driving, good student, responsible lifestyle, low mileage, etc. You can have great coverage without necessarily having higher premiums. Let us compare various carriers for you!
Motorcycle Insurance
Get the best rates for the appropriate coverage for your personal auto insurance, motorcycle insurance, and commercial auto/vehicle insurance. We are an independent agent and can do the comparison shopping for you.
RV Insurance
Own a motor home, camper, trailer, etc. ? Enjoy the road with no worries! These vehicles all fall under the protection of RV Insurance. A variety of coverages are available; from liability insurance to a comprehensive policy that will cover just about anything that may happen while living in your RV for extended periods, including roadside assistance, towing, personal property and more!
Whether you’re starting out, between homes, or downsizing, the Beaton Agency will help you pick the renters insurance that best fits your needs. You deserve to feel confident that all the things which are important to you, are not at risk. If your house or apartment is broken into, destroyed by fire, or perhaps someone gets injured at your property, Renters Insurance provides coverage for you and your family. It pays for the repair and replacement of lost items, even when you are away from home, as well as any liability issues you may be responsible for. Don’t take the chance – call us today!
Home Insurance
Ask us for a home insurance comparison! We’ll prepare our quote apples to apples with your existing coverage. And then we will recommend what we think you really need for coverage. If we can’t do better than your existing coverage, we’ll tell you!
Condo Insurance
Condo insurance (also known as an H0-6 policy ) covers your condo unit where your condo association insurance stops. Your association typically insures the physical structure/building and other common areas. Condo owners are generally responsible for the interior of their unit, or from the drywall in – things like floors, walls, cabinets and fixtures that your association’s insurance likely doesn’t cover.
Landlord Insurance
If you own a rental property, Landlord Insurance is for you. These policies cover the dwelling without covering the personal property of the tenant. You, as the owner, have the option of including contents coverage for any or your property on the premises, such as appliances, lawn equipment, etc. Loss of rents can also be included along with owner’s liability protection.
Big or small, your business needs liability insurance. You receive a customized business insurance policy (BOP) or package plan to suit your specific needs and coverages. We write insurance for all types of businesses: Transportation Industries, Contractors, Retailers, Manufacturers, Medical Offices, Condo Associations, Builders Risk.
Commercial Liability Insurance
Help shield your business from catastrophic liability losses with a Commercial Umbrella policy. This additional liability coverage can provide limits in excess of your general liability, automobile liability and employer’s liability policies protecting your valuable assets. Let us show you how this added layer of protection provides increased financial protection from unexpected risks. In many situations, we’ll save you enough money on your other insurance policies to include an umbrella for no more than you are currently paying.
Commercial General Liability Insurance (CGL) helps protect your business from bodily injury, property damage and personal & advertising injury claims that could put your business at risk. This coverage is not a fixed cost and will vary based on your revenue, payroll, etc. It’s critical to look beyond the premium, assess the underlying exposures and quantify your true cost of risk. Our analysis identifies your business’ risks and will recommend the optimal blend of insurance and risk management.